Since we want you to be aware of credit inquiries and the cons about this particular thing, we will be providing you below remove inquiries fast video that will educate you on how to do things right and legal. However, there are still things that you should know and understand regarding credit inquiries so, before we proceed on presenting you the ways on how you can remove credit inquiries fast, we will have a brief discussion about it first.
Talking about credit inquiry, you should know that this is a kind of record that every entities have for themselves as this is where their actions are being recorded such as when they view your credit report and when the viewing was done as well. If you are wondering why might be the one to monitor the inquiries done by outside entities on credit reports, well, we’ll have you know that it is the job of credit reporting agencies and talking about them, they are tasked by the federal government to keep a report that is detailed and concise regarding all the inquiries they can find for twenty four months. We want you to know as well that when it comes to credit inquiries, there are two primary types of it and these are the soft inquiries which are said to not hurt the credit score of an individual, and the hard inquiries which are known for hurting the credit score of an entity.
To give you a much better understanding about what soft inquiries really are, they pertained to credit inquiries that are requested by authorize sources who want to have a copy of your credit report or perhaps, through a court order. In the contrary, hard inquiries are the type of credit inquiries that are mostly done by entities who have acceptable reasons on viewing your credit history like a prospective lender whom you are applying for either a loan, a financial assistance or a credit.
However, lenders are not molded the same hence, you have to be keen about those lenders who will push through in reviewing your credit report even though they do not have a reason for it and even if you have not given them permission to do so. And since we want you to keep your credit score as protected as it can be from lenders who will abuse it, here are some fast credit inquiry removal schemes that you can do.
With regards to this matter, the first thing to do is to send a letter of request to the lender, asking them to show proofs that you have agreed on them viewing your credit report. When the lender cannot provide you the proof, ask them to send a letter back to you stating how their inquiry was erroneously done and if they cannot do this as well, sue them for violating the FCRA.
If you want to know more how you can remove inquiries, check out this video.